|
|
Revised Charges |
| Sr. No. |
Service |
Saving Bank Account |
Current / OD / CC |
| A |
Other Operational Charges |
|
|
| 1 |
Ledger Folio Charges |
Not Applicable |
Re.1.00 per folio, Min Rs. 50/-
(Tax extra) charged Half-yearly for Current/OD/CC |
| 2 |
Cash Withdrawal by cheque or otherwise exceeding 30 per half year ( Excluding system generated & alternate delivery channel of our Bank) |
Saving-Rs.3/- per withdrawal after the 30th transaction half yearly subject to a maximum of Rs. 200/- |
Not Applicable |
| 3 |
Issue of Duplicate Passbook Charges |
Rs. 100/- per passbook +gst |
Not Applicable |
| 4 |
Duplicate Statement of Account ( First Page |
Saving A/c Rs.75/- for first page and Rs.10/- for each subsequent page) for each Financial year |
Current A/c Rs.100/-for first page and Rs.10/- for each subsequent page)
for eachFinancial year |
| 5 |
Balance certificate per instance |
Rs.50/- |
Rs.50/- |
| 6 |
Minimum Balance Charges for Non Maintenance of Minimum Balance-MB |
|
|
| |
Shortfall less than 50% of MAB |
Rs. 25/- + Tax |
Rs. 100/- + Tax |
| |
Shortfall less than 75% of MAB |
Rs. 38/- + Tax |
| |
Shortfall more than 75% of MAB |
Rs. 50/- + Tax |
| |
* Charges are not applicable for Saphhire Saving and Current Deposit |
|
|
| 7 |
Stop Payment Charges
If balance equivalent to cheque amount is maintained |
Rs.100/- per cheque, Multiple Cheques Max Rs. 1000/- |
Rs.100/- per cheque, Multiple Cheques Max Rs. 1000/- |
| |
If balance equivalent to cheque amount is not maintained |
| |
Less than 1 Lakh |
Rs. 100/- |
Rs. 100/- |
| |
Above 1 Lakh to 10 Lakh |
Rs. 500/- |
Rs. 500/- |
| |
Above 10 Lakh to 50 Lakh |
Rs. 3000/- |
Rs. 3000/- |
| |
Above 50 Lakh |
Rs. 5000/- |
Rs. 5000/- |
| 8 |
Account Closure Charges
Upto 14 days of opening - Free look period:- |
NIL |
NIL |
| |
If account ( Current & Savings ) closed within one year |
Rs.250/-+Taxes |
Rs.500/-+Taxes |
| |
If account closed after one year |
NIL |
NIL |
| 9 |
Charges For Non withdrawal of intimated cash |
Rs. 100/- per Lakh |
Rs. 100/- per Lakh |
| 10 |
Demand Draft Charges (HDFC / ICICI Cheque payable at par) |
|
|
| |
Upto Rs. 10,000/- |
Rs. 50/- |
Rs. 50/- |
| |
Above Rs. 10,000/- to Rs. 25,000/- |
Rs. 50/- |
Rs. 50/- |
| |
Above Rs. 25,000/- to Rs. 1 Lakh |
Rs. 100/- |
Rs. 100/- |
|
Above Rs. 1 Lakh |
Rs. 1.50/- per Thousand (Max. Rs. 2500/-) |
Rs. 1.50/- per Thousand (Max. Rs. 2500/-) |
| 11 |
DD cancellation charges (Charges exclusive of Taxes)
Charges inclusive of taxes |
ICICI/HDFC Rs. 25/-
Nationalised Banks DD :-Rs. 100/- |
ICICI/HDRFC Rs. 25/-
Nationalised Banks DD :-Rs. 100/- |
| 12 |
Payorder Charges |
|
|
| a |
Payorder Issuance Charges |
|
|
| |
Payorder Charges (Charges exclusive of Taxes) Upto Rs.10,000/- |
Rs. 50/- |
Rs. 50/- |
| |
Above Rs.10,000/- to Rs. 25,000/- |
Rs. 50/-
|
Rs. 50/- |
| |
Above Rs. 25,000/- to Rs. 1 Lakh |
Rs. 100/-
|
Rs. 100/- |
| |
Above Rs. 1 Lakh |
Rs. 1.50/- per Thousand (Max. Rs. 2500/-)
|
Rs. 1.50/- per Thousand (Max. Rs. 2500/-) |
| b |
Payorder cancellation charges per instrument
( Charges inclusive of taxes) |
Rs.50/- per instrument |
Rs.50/- per instrument |
| c |
Payorder Revalidation charges per instrument
( Charges inclusive of taxes) |
Rs.50/- per instrument |
Rs.50/- per instrument |
| 13 |
RTGS Outward Charges 1 Lakh to 2 Lakh |
Not Applicable |
Not Applicable |
| |
Above 2 Lakh to 5 Lakh |
Rs. 20/- + Taxes |
Rs. 20/- + Taxes |
| |
Above 5 Lakh |
Rs. 40/- + Taxes |
Rs. 40/- + Taxes |
| 14 |
NEFT Outward Charges (Excl. ST and EC)
Upto 10,000/- |
Rs. 2.00/- + Taxes |
Rs. 2.00/- + Taxes |
| |
Above 10,000/- to 1 Lakh |
Rs. 4.00/- + Taxes |
Rs. 4.00/- + Taxes |
| |
Above 1 Lakh to 2 Lakh |
Rs. 12.00/- + Taxes |
Rs. 12.00/- + Taxes |
| |
Above 2 Lakh |
Rs. 20.00/- + Taxes |
Rs. 20.00/- + Taxes |
| 15 |
ECS/ACH Return Charges |
|
|
| |
Up to Rs.15000/- |
Rs.150/- |
Rs.150/- |
| |
Above Rs.15000/- |
Rs.200/- |
Rs.200/- |
| 16 |
Outstation Cheque Collection Charges |
|
|
| a) |
MICR Cheque realization |
NIL |
| |
Non MICR Cheque Realization ( Through Registered Ad ) |
Rs. 25/- |
| |
Return Of Outstation Cheque |
Rs. 100/- |
| b) |
IBC CHARGES |
Upto 10000 = Rs. 10/- |
| |
|
Above 10000 = Rs. 1/- per 1000
REGISTERED AD CHARGES = Rs. 25/- |
| 17 |
Inward Cheque Return Charges Upto 50,000/- |
Rs. 250/- + 18% p.a. |
Rs. 250/- + 18% p.a. |
| |
Above 50,000/- to 1 Lakh |
Rs. 500/- + 18 % p.a. |
Rs. 500/- + 18 % p.a. |
| |
Above 1 Lakh to 5 Lakh |
Rs. 1250/- + 18% p.a. |
Rs. 1250/- + 18% p.a. |
| |
Above 5 Lakh to 10 Lakh |
Rs. 2500/- + 18% p.a. |
Rs. 2500/- + 18% p.a. |
| |
Above 10 Lakh |
Rs. 5000/- + 18% p.a. |
Rs. 5000/- + 18% p.a. |
18 |
Outward Cheque Return Charges
Upto Rs. 10,000/- |
Rs. 100/- +GST |
Rs. 100/- +GST |
| |
Above Rs.10,000/- to Rs.50000/- |
Rs. 100/- +GST |
Rs. 100/- +GST |
| |
Above Rs.50,000/- to Rs. 1 Lakh |
Rs. 200/- +GST |
Rs. 200/- +GST |
| |
Above Rs. 1 Lakh |
Rs. 250/- +GST |
Rs. 250/- +GST |
| 19 |
Signature Attestation charges |
Rs. 100/- |
Rs. 100/- |
| 20 |
Photo Attestation Charges |
Rs.100/- |
|
| 21 |
Address Confirmation Charges |
Rs.100/- |
Rs.100/- |
| 22 |
Information relating to Old records
(Other than SOA)
* Old records means more than 1 year old to 5 Years |
Rs.100/- per page,
Rs.500/- up to 5 Pages. Thereafter Rs.100.00 for each set of 5 Pages. |
Rs.100/- per page,
Rs.500/- up to 5 Pages. Thereafter Rs.100.00 for each set of 5 Pages. |
|
Above 5 Years |
Rs.150/- per page,
Rs.750/- up to 5 Pages. Thereafter Rs.150.00 for each lot of 5 Pages. |
Rs.150/- per page,
Rs.750/- up to 5 Pages. Thereafter Rs.150.00 for each lot of 5 Pages. |
| 23 |
Locker Operation Charges |
|
|
| |
(A) For General Account Holders |
|
|
| |
Upto 20 operations per year |
Free of Charge |
| |
Above 20 per year |
Rs. 25/- per operation |
| |
(B) For Saphhire Saving and Current Accountholders |
Free of Charge |
| 24 |
Personalized Cheque Book Charges
FREE cheque Leaves Limit per year |
30 Leaves (120 free for Sapphire Saving Account) |
30 Leaves (150 free for Sapphire Current Account) |
| |
Charges for cheque leaves issued over and above free cheque leaves limit per year |
Rs. 3/- per cheque leaf |
Rs. 3/- per cheque leaf |
| 25 |
Cash Handling Charges |
Saving Bank Account |
Current / OD / CC |
| |
|
Cash Deposit Up to 3 Lakh per month no charges, From 3 Lakh and above : Rs.10 per Rs.1000/- or part thereof irrespective whether cash deposited across counter or BNA
(Savings Bank account held in the name of Co-operative Housing Societies, Charitable Trusts and Schools (for which collection of fees is undertaken by the Bank) are exempt from the Cash Handling Charges, irrespective of the amount of cash deposited) |
Free Limit : {
A. In case of Current A/c : Free Up to 10 times of Monthly Average Balance (MAB)# irrespective whether cash deposited across counter or Bulk Note Acceptance Machine (BNA).
B. In Case of CC/OD A/c : Free limit
(1) If the MAB is in DEBIT: 5 times of MAB in the account.
(2) If the MAB is in CREDIT : it will be treated as Current A/c and 10 times of MAB in the account will be treated as free limit
Free Upper limit : Rs.1 crore of cash deposited monthly
(cash deposited above Rs. 1 crore is chargeable irrespective of the Sanctioned Limit / Monthly Average Balance in the account) }
OR
{Rs.5 Lakh} whichever Higher up to maximum of Rs.1 crore*
Charges (for Current & CC/OD both):
Rs. 10/- per Rs. 10,000/- or part thereof (Charges to be levied on the amount of cash deposited over and above the free limit*)
*Free Upper limit : Rs. 1 crore of cash deposited monthly (cash deposited above Rs. 1 crore is chargeable irrespective of the Monthly Average Balance in the account)
#(subject to considering Cash Deposit after 5 pm as next day value date for the purpose of MAB) |
| |
Standard Term Loan- Cash Handling Charges |
| Up to Rs.2 lacs Free (limit per day)
Above Rs.2 lacs (limit per day)- Rs.10/- per Rs.1000.00 (over and above Rs.2 lacs)+GST |
| 26 |
SUBMISSION OF TAX CHALLANS CHARGES |
Upto 10000 = Rs. 10/- |
Upto 10000 = Rs. 10/- |
| |
|
Above 10000 = Rs. 1/- per 1000 |
Above 10000 = Rs. 1/- per 1000 |
| 27 |
Franking charges |
Rs. 10/- per document |
Rs. 10/- per document |
| 28 |
Internet Banking Charges for NEFT & RTGS |
|
|
| |
NEFT (Transaction Slab) Upto ₹10,000/- |
Free |
| |
Above ₹10,000/- and upto ₹1.00 lac |
| |
Above ₹1.00 lac and upto ₹2.00 lacs |
| |
Above ₹2.00 lacs |
| |
Transaction Slab ₹2.00 lacs to ₹5.00 lacs |
| |
Above ₹5.00 lacs |
|
| 29 |
IMPS Outward |
PMC2PMC free & for Inter-Bank 10 transactions per month are free |
PMC2PMC free & All Inter-Bank transactions are chargeable |
| |
|
Rs. 0 - 50,000.00 - Rs. 5.00 + GST
Rs.50,001.00- 1,00,000.00 - Rs. 10.00 + GST
Above Rs. 1,00,001.00 - Rs. 15.00 + GST |
Rs. 0 - 50,000.00 - Rs. 5.00 + GST
Rs.50,001.00- 1,00,000.00 - Rs. 10.00 + GST
Above Rs. 1,00,001.00 - Rs. 15.00 + GST |
| 30 |
Internet Banking |
|
|
| |
Reissue of Internet user id or password (Branch or non IVR Customer Care) |
FREE |
FREE |
| 31 |
SMS Alert Charges |
|
| |
SMS Alert Charges Quarterly |
TO BE CHARGED ANNUALLY Rs.25/-+GST (per account) |
TO BE CHARGED ANNUALLY Rs.25/-+GST (per account) |
| 32 |
Charges For Cash Withdrawal without intimation |
Rs. 100/- per instance |
Rs. 100/- per instance |
| 33 |
Inter transfer Cheque Return charges On Issuance of Return Memo Across The Counter |
Rs.25.00 including GST per Instrument |
Rs.25.00 including GST per Instrument |
| |
Inter transfer Cheque Return charges Across The Counter Without Return Memo |
No Charges |
No Charges |
| 34 A |
Service charges in case of break open wherein the key is lost by Holder in addition to break open charges |
Service charges Rs.500/-+GST+actual charges charged by Vendor |
| 34 B |
Service charges in case of break open of Locker due to non payment of rent in addition to break open charges |
Break Open Charges - Actual
+ Unpaid Rent -Actual
+ Int.On Unpaid Rent @10.00% p.a.
+ Service Charges Rs.500.00+ GST
+Custody Charges of Article- Rs.100.00 per month + GST |
| 35 |
Operation in accounts on basis of acceptance of Mandate/POA |
No Charges |
Rs.100/-+ GST for Current/CCOD accounts |
| 36 |
Duplicate Term Deposit receipt |
Rs.100/-per receipt + GST (plus Indemnity Charges as actuals) |
| 37 |
Submission of Information To Competent Authorities |
|
|
|
1 Submission of Statement |
Free |
Free |
|
2 Submission Documents (e.g.,Acct Op Form, KYC Doc etc. |
Rs5.00 Per Page + GST |
Rs5.00 Per Page + GST |
| |
3. Appearance Before the Authority |
Rs.250.00 per visit + GST |
Rs.250.00 per visit + GST |
|
4. Freezing & Unfreezing of Accounts and Matter connected thereto |
Rs.50.00 per instance+GST |
Rs.50.00 per instance+GST |
|
5. In case appearance before the authority is outstation |
Actual Expenses Incurred + Rs.500.00 per day+GST |
Actual Expenses Incurred + Rs.500.00 per day+GST |
|
6. Bank is made a party to a dispute |
Advocate Fees+Other Expenses in Actual |
Advocate Fees+Other Expenses in Actual |
| 38 |
Card issuance charges: |
| |
Card Type |
Card Issuance Charges |
Annual Fees |
|
Rupay EMV Domestic Insta Card |
₹ 50 + Taxes |
₹ 100+ Taxes |
|
Rupay EMV Platinum International Card |
₹ 100+ Taxes |
₹ 100+ Taxes |
| |
VISA Paywave-EMV International Gold Card |
₹ 250 + Taxes |
₹ 200+ Taxes |
| |
VISA Paywave-EMV International Platinum Card |
₹ 300 + Taxes |
₹ 200+ Taxes |
| |
VISA Business Debit Card |
₹ 500+ Taxes |
₹ 500+ Taxes |
| 39 |
The charges for Duplicate cards: |
Duplicate Card Issuance Charges |
|
|
Card Type |
|
|
|
Rupay EMV Domestic Insta Card |
₹ 100+ Taxes |
|
|
Rupay EMV Platinum International Card |
₹ 100+ Taxes |
|
|
VISA Paywave-EMV International Gold Card |
₹ 250+ Taxes |
|
|
VISA Paywave-EMV International Platinum Card |
₹ 300+ Taxes |
|
|
VISA Business Debit Card |
₹ 500+ Taxes |
|
| 40 |
Charges for Cash withdrawals from ATM's w.e.f. 1st November 2014 |
Metro Cities |
Non- Metro Cities |
|
A) For Saving Account Holders |
|
|
|
1. Financial & Non-Financial transactions from PMC Bank ATMs (Cash Withdrawal, Balance Enquiry, etc.) |
NIL |
NIL |
|
2. Financial & Non-Financial transactions from Other Bank's ATMs (Cash Withdrawal, Balance Enquiry, etc.)* |
|
Upto 3* transactions (No charges) |
Upto 5* transactions (No charges) |
|
|
Above 3 transactions (Rs. 20/-+taxes for financial & Rs. 10/-+taxes for non- financial transactions) |
Above 5 transactions (Rs. 20/-+taxes for financial & Rs. 10/-+taxes for non- financial transactions) |
|
B) For Current & Overdrafts Accounts |
Metro Cities |
Non- Metro Cities |
|
1. Financial transactions from PMC Bank ATMs (Cash Withdrawal, etc.) |
|
Rs. 20/- (Financial) |
Upto 10 transactions (No charges) |
|
|
Above 10 transactions (Rs. 20/-+taxes for financial |
Above 10 transactions (Rs. 20/-+taxes for financial) |
|
2 Financial & Non-Financial transactions from Other Bank's ATMs (Cash Withdrawal, Balance Enquiry, etc.)* |
|
For all transactions (Rs. 20/-+taxes for financial & Rs. 10/-+taxes for non- financial transactions) |
For all transactions (Rs. 20/-+taxes for financial & Rs. 10/-+taxes for non- financial transactions) |
|
* ATM transactions failed due to technical reasons like hardware, software, communication issues; non-availability of currency notes in the ATM; and other declines ascribable directly / wholly to the bank / service provider; invalid PIN / validations; etc., shall not be counted as valid ATM transactions for the customer. No charges therefore shall be levied. |
| 41 |
Transaction Decline Fee (w.e.f. 01/01/2019) |
Rs. 10/- + Taxes |
| 42 |
Credit Card |
|
|
|
|
Secured |
|
Particulars |
Platinum |
Select |
| |
Fees |
Joining Fee - NIL,
Annual Fee - NIL ,
Add on Card Annual Fee - NIL |
Joining Fee - NIL,
Annual Fee - NIL ,
Add on Card Annual Fee - NIL |
|
Finance (Service) Charges |
For Extended Credit - 1.00% p.m.
( APR - 12.00% p.a.) |
For Extended Credit - 1.00% p.m.
( APR - 12.00% p.a.) |
|
For Cash Advance -
1.00% p.m.
( APR - 12.00% p.a.) |
For Cash Advance -
1.00% p.m.
( APR - 12.00% p.a.) |
|
Cash Advance Fees |
1.00% of Transaction Amount
(subject to minimum of Rs. 100) |
1.00% of Transaction Amount
(subject to minimum of Rs. 100) |
|
Other Charges and Fees |
Late Payment Charges - 2% of Outstanding Dues (Min Rs. 100, Max. Rs 500) |
Late Payment Charges - 2% of Outstanding Dues (Min Rs. 100, Max. Rs 500) |
|
Charges on over limit Account Rs. 500 |
Charges on over limit Account Rs. 500 |
|
Cheque Return Charges Rs. 500 |
Cheque Return Charges Rs. 500 |
|
Limit Enhancement Fee Rs. 100 |
Limit Enhancement Fee Rs. 100 |
|
Card Replacement Fee Rs. 200 |
Card Replacement Fee Rs. 200 |
|
Statement Retrieval Fee (>2 months) Rs. 100 per statement |
Statement Retrieval Fee (>2 months) Rs. 100 per statement |
|
Retrieval Request Fee Rs. 125 |
Retrieval Request Fee Rs. 125 |
|
Foreign Currency Transactions - Conversion Mark Up Rs. 350 |
Foreign Currency Transactions - Conversion Mark Up Rs. 350 |
|
Balance Transfer Fee - NIL |
Balance Transfer Fee - NIL |