Home | Branch | ATM | Contact Us
PERSONAL BANKING drop image NRI BANKING drop image LOANS drop image SERVICES drop image drop image Credit Cards drop image ABOUT US drop image RUPAY Offers drop image Cashback & Offers drop image
हिंदी   मराठी

Rate of Interest
Deposits Products
Non Residential
Rate of Interests for NRI's

Services Charges
Various charges applicable w.e.f. 01/10/2013:
 
Sr. No. Service Individual & Others No Header
1 Ledger Folio Charges    
  Saving Account NIL  
  Current / OD / CC 0.50 paise per folio, Min Rs. 50/-  
  Service Tax extra    
2 Withdrawal by cheque or otherwise exceeding 50 per half year ( Excluding system generated & alternate delivery channel of our Bank) Rs.2/- per withdrawal after the 50th transaction, subject to a maximum of Rs. 100/-  
3 Issue of Duplicate Passbook Charges Rs. 100/-  
4 Issue of Duplicate Account Statement Charges Saving Bank Account Current Account
  Duplicate Statement of Account ( First Page - Rs.100/-
  Additional Pages - Rs.10/- per page
  Balance certificate per instance Rs.50/- Rs.50/-
5 Minimum Balance (W.e.f. 01.05.2017) Saving Bank Account Current Account
  General Rs.1000/- Rs.3000/-
  Kishor Bachat Rs.250/-  
  PMC Asha Rs. 500/- NIL
  Minimum balance for ATM transactions Rs.200/- Rs.3000/-
  Charges for Non Maintenance of Minimum Balance-MB (W.e.f. 01.05.2017) Saving Bank Account Current Account
  Shortfall less than 50% of MB Rs. 25/- + Tax Rs. 100/- + Tax
  Shortfall less than 75% of MB Rs. 38/- + Tax  
  Shortfall more than 75% of MB Rs. 50/- + Tax  
6 Stop Payment Charges    
  If balance equivalent to cheque amount is maintained Rs. 50/- per cheque, Multiple Cheques Max Rs. 1000/-  
  If balance equivalent to cheque amount is not maintained    
  Less than 1 Lakh Rs. 100/-  
  Above 1 Lakh to 10 Lakh Rs. 500/-  
  Above 10 Lakh to 50 Lakh Rs. 3000/-  
  Above 50 Lakh Rs. 5000/-  
7 Account Closure Charges Saving Bank Account Current Account
  If account ( Current & Savings ) closed within one year Rs.75/- Rs.100/-
  If account closed after one year NIL NIL
  Service Tax extra    
8 Charges For Non withdrawal of intimated cash Rs. 100/- per Lakh  
9 Demand Draft Charges (HDFC / ICICI DD)    
  Upto Rs. 10,000/- Rs. 50/-  
  Above Rs. 10,000/- to Rs. 25,000/- Rs. 50/-  
  Above Rs. 25,000/- to Rs. 1 Lakh Rs. 100/-  
  Above Rs. 1 Lakh Rs. 1.50/- per Thousand (Max. Rs. 2500/-)  
(Charges exclusive of Taxes)
10 DD cancellation charges    
  HDFC / ICICI DD Rs. 25/-  
  Nationalised Banks DD Rs. 100/-  
  Note: Charges inclusive of taxes    
11 Payorder Charges    
  Upto Rs.10,000/- Rs. 50/-  
  Above Rs.10,000/- to Rs. 25,000/- Rs. 50/-  
  Above Rs. 25,000/- to Rs. 1 Lakh Rs. 100/-  
  Above Rs. 1 Lakh Rs. 1.50/- per Thousand (Max. Rs. 2500/-)  
(Charges exclusive of Taxes)
12 Payorder cancellation charges per instrument Rs. 25/-  
  Note: Charges inclusive of taxes    
13 RTGS Outward Charges    
  1 Lakh to 2 Lakh N.A.  
  Above 2 Lakh to 5 Lakh Rs. 25/- + Taxes  
  Above 5 Lakh Rs. 50/- + Taxes  
14 NEFT Outward Charges (Excl. ST and EC)    
       
  Upto 10,000/- Rs. 2.50/- + Taxes  
  Above 10,000/- to 1 Lakh Rs. 5.00/- + Taxes  
  Above 1 Lakh to 2 Lakh Rs. 15.00/- + Taxes  
  Above 2 Lakh Rs. 25.00/- + Taxes  
15 ECS Return Charges    
  Upto 5,000/- Rs. 25/  
  Above 5,000/- Rs. 50/-  
16 Outstation Cheque Collection Charges    
a) MICR Cheque realization NIL  
  Non MICR Cheque Realization ( Through Registered Ad ) Rs. 25/-  
  Return Of Outstation Cheque Rs. 100/-  
b) IBC CHARGES Upto 10000 = Rs. 10/-  
    Above 10000 = Rs. 1/- per 1000  
    REGISTERED AD CHARGES = Rs. 25/-  
17 SUBMISSION OF TAX CHALLANS CHARGES Upto 10000 = Rs. 10/-  
    Above 10000 = Rs. 1/- per 1000  
18 Inward Cheque Return Charges    
  Upto 50,000/- Rs. 250/- + 18% p.a.  
  Above 50,000/- to 1 Lakh Rs. 500/- + 18 % p.a.  
  Above 1 Lakh to 5 Lakh Rs. 1250/- + 18% p.a.  
  Above 5 Lakh to 10 Lakh Rs. 2500/- + 18% p.a.  
  Above 10 Lakh Rs. 5000/- + 18% p.a.  
  Service Tax extra    
19 Outward Cheque Return Charges    
  Upto Rs. 10,000/- Rs. 50/-  
  Above Rs.10,000/- to Rs.50000/- Rs. 100/-  
  Above Rs.50,000/- to RS. 1 Lakh Rs. 200/-  
  Above Rs. 1 Lakh Rs. 250/-  
  Service Tax extra    
20 Locker Operation Charges    
  (A) For General Account Holders    
  Upto 25 operations per year Free of Charge  
  Above 25 to 50 operations per year Rs. 20/- per operation  
  Above 50 operations per year Rs. 50/- per operation  
  (B) For High Networth Clients holding current accounts or group accounts    
  Upto 25 operations per year, with AQB of Rs. 2 to 5 Lakh Free of Charge  
  Above 25-50 operations per year, with AQB of Rs. 2 to 5 Lakh Rs. 10/- per operation  
  Above 50 operations per year, with AQB of Rs. 2 to 5 Lakh Rs. 25/- per operation  
  Unlimited Locker Operations free of charge for AQB of above Rs. 5 Lakh   
  (C) For Lockers allotted to women customers & operated by them    
  Upto 50 operations per year Free of Charge  
  Above 50 to 75 operations per year Rs. 20/- per operation  
  Above 75 operations per year Rs. 50/- per operation  
21 Personalized Cheque Book Charges(W.e.f. 01.04.2015)    
  Type of Account FREE cheque Leaves Limit per year  
  Savings Account 30 Leaves  
  PMC Asha Account 30 Leaves  
  Kishore Bachat Account 30 Leaves  
  Fleximoney Account 30 Leaves  
  BSBDA Small Account 30 Leaves  
  Current Accounts 30 Leaves  
  Fleximoney Current Accounts 30 Leaves  
  Overdraft/Cash Credit Account 30 Leaves  
  Double Decker Account 30 Leaves  
  AQB of Rs. 50,000/- & above in Saving Account No Charges upto 100 cheque leaves  
  AQB of Rs. 1 Lakh & above in Current Account No Charges upto 300 cheque leaves  
  Charges for cheque leaves issued over and above free cheque leaves limit per year Rs. 3/- per cheque leaf  
22 Issue of Loose Cheque (For Current accounts)    
23 Charges for issuance of No due Certificate NIL  
24 Signature Attestation charges Rs. 100/-  
25 Photo Attestation Charges Rs.100/-  
26 Address Confirmation Charges Rs.100/-  
27 Card issuance charges:
  Card Type Card Issuance Charges Annual Fees
  Rupay Insta card Nil Rs.100+ Taxes
  Rupay EMV card Rs.150+ Taxes Rs.100+ Taxes
  VISA EMV Chip Card- Gold Rs.250 + Taxes Rs.150+ Taxes
  VISA EMV Chip Card- Platinum Rs.300+ Taxes Rs.150+ Taxes
  VISA Business Debit Card Rs.500+ Taxes Rs.250+ Taxes
The card will be issued free of cost only if the card is activated within 90 days from the date of issuance and the customer does at least five POS or e-commerce transactions by using the card. However, annual fees will be applicable to all cards.
28 The charges for Duplicate cards:
  Card Type Dupliacte Card Issuance Charges
  Rupay Insta card Rs.100+ Taxes
  Rupay EMV card Rs.150+ Taxes
  VISA EMV Chip Card- Gold Rs.250 + Taxes
  VISA EMV Chip Card- Platinum Rs.300+ Taxes
  VISA Business Debit Card Rs.500+ Taxes
The duplicate card will be issued free of cost only if the customer does at least five POS or e-commerce transactions by using the card within 90 days from the date of reissuance. However, annual fees will be applicable.
29 Duplicate ATM PIN Rs. 50/- + Taxes  
       
30 Charges for Cash withdrawals from ATM's
w.e.f. 1st November 2014		 Metro Cities Non- Metro Cities
  A) For Saving Account Holders    
  1. Cash withdrawn from PMC Bank's ATMs (Cash Withdrawal and Balance Enquiry transactions) NIL NIL
  2. Cash withdrawn from Other Bank's ATMs Upto 3 transactions (No charges) Upto 5 transactions (No charges)
  Above 3 transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) Above 5 transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions)
  B) For Current & Overdrafts Accounts  
  1. Cash withdrawn from PMC Bank's ATM Rs. 20/- (Financial)          Rs. 10/- (Non Financial) Upto 10 transactions (No charges)
  Above 10 transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) Above 10 transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions)
  2. Cash withdrawn from other Bank's ATM For all transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) For all transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions)
31 Franking Charges Rs. 10/- per document
32 Information relating to Old records Rs. 100/- (more than 12 months old)
33 Cash Handling Charges (Savings Bank, Current Account, Overdraft, Cash Credit and other borrowal accounts) W.E.F. 02/05/2017
  Mode of Deposit of Cash Timing Charges
  Cash deposited (where denomination is not less than Rs. 50/-) across the counter After 1.00 p.m. Rs. 10/- per Rs. 10,000/- or part thereof
  Cash deposited (where denomination is less than Rs. 50/-) across the counter During the Day Rs. 10/- per bundle or part thereof.
  Coins deposited across the counter During the Day Rs. 10/- per 100 coins or part thereof
  Cash deposited (where denomination is not less than Rs. 50/-) across the counter Before 1.00 p.m. No charges
  Cash deposited (denomination of Rs. 50/- and above) in BNA During the Day No charges
34 Type of Customer Type of A/c Under ABB Transaction Limit for Cash payment
A/c Holder Third Party
  Individual Savings Bank Account in all its forms Rs. 50,000/- Rs.25,000/-
Current Bank Account in all its forms Rs.1,00,000/- Rs.50,000/-
  Other than individuals Savinngs Bank / Current / OD / CC Accounts Rs.1,00,000/- Rs.50,000/-

Demat tariff card :

Sr. No. Service Individual & Others
1 Account Opening NIL
2 Annual Maintenance Charges (A.M.C.) For Individual - Rs. 400 For Corporate - Rs. 1,000
3 Custody Charges NIL
4 TRANSACTION CHARGES  
  a) Market / Off Market / Inter-Depository Purchases NIL
  b) Market / Off Market / Inter-Depository Sale 0.04% of market value with a minimum of Rs. 15
5 Speedy Users  
  a) DP Client Agreement (one time) Rs. 100
  b) Smart Card User (A.M.C.) Rs. 50 p.a. plus Rs. 125 NSDL charges per quarter
  c) Password User (A.M.C.) Rs. 100 p.a. plus Rs. 125 NSDL charges per quarter
  d) Market / Off Market / Inter-Depository Sale 0.04% of market value with a minimum of Rs. 12
  e) Resetting of Password (Idea / Speedy) Rs. 50 per request
  f) E token charges for smart card At the actual
  g) Request for Delivery instruction booklet (In case speed e-client who have subscribed for smart card) Rs. 20 per book
6 Dematerialisation Rs. 3 per certificate, minumum Rs. 25 per request plus postal / courier charges of Rs. 25
7 Rematerialisation Rs. 25 per certificate plus postal / courier charges of Rs. 25
8 Pledge  
  a) Creation / Confirmation 0.03% of market value with a minimum of Rs. 50 per transaction
  b) Closure / Invocation 0.03% of market value with a minimum of Rs. 50 per transaction
9 Freezing / Unfreezing Rs. 50 per transaction
10 Failed Transaction Rs. 50 per transaction
11 Late transaction charges Rs. 30 per transaction
12 Additional statement Rs. 5 per page
13 Account closing NIL
14 Ideas Subscribers Rs. 50 p.a.
15 Statements  
  a) Via email without customization NIL
  b) Via email but requires customization as per customer request customer request Rs. 100 per statement
  c) Via post or courier without any customization Rs. 15 per page (subject to a min. of Rs. 100)
  d) Via post or courier but requires customization as per customer request Rs. 100 and Rs. 15 per page (subject to a min. of Rs. 200)
  Apart from the above charges if the customer wants the statement to be delivered at his address, in addition to the above charges, delivery charges of Rs. 50 + actual conveyance charges, if any, will be levied.  
 
In case of Senior ctitizen, 50% of AMC is waived.
In addition to the above, the client may askf or a specific statement which had to be customized and supplied to him. A lot of manpower and energy is requried to be sent, is has been decided to levy charges for the statement. The charges will be as under:
 
Sr. No. Description of the statement Charges
1 Any statement which does not require any customisation and the statement is required to be sent by e-mail. NIL
2 Any statement which requires customisation and the statement is required to be sent by e-mail. Rs. 100 per statement
3 Any statement which does not require any customisation but the statement is required to be sent by post or courier Rs. 15 per page (subject to a minimum of Rs. 100)
4 Any statement which requires customisation and the statement is required to be sent by post or courier. Rs. 100 per statement and Rs. 15 per page (subject to a minimum of Rs. 200)
 

 

 
 
IB Terms & Conditions
Internet Banking Login lock
INTERNET BANKING DEMO
Online Visa Bill Pay
  calc CALCULATOR
  rupee PMC BILL PAY
 
     
Feedback / Suggestions | Grievance Redressal | Inquiry | Codes | Interest Rates | Service Charges | Forms |career | IFSC & NEFT Code | Privacy Policy | Disclaimer

 connect us at
©  Punjab & Maharashtra Co-operative Bank Limited.
chic logo