Sr. No. |
Service |
Individual & Others |
No Header |
1 |
Ledger Folio Charges |
|
|
|
Saving Account |
NIL |
|
|
Current / OD / CC |
0.50 paise per folio, Min Rs. 50/- |
|
|
GST extra |
|
|
2 |
Withdrawal by cheque or otherwise exceeding 50 per half year ( Excluding system generated & alternate delivery channel of our Bank) |
Rs.2/- per withdrawal after the 50th transaction, subject to a maximum of Rs. 100/- |
|
3 |
Issue of Duplicate Passbook Charges |
Rs. 100/- |
|
4 |
Issue of Duplicate Account Statement Charges |
Saving Bank Account |
Current Account |
|
Duplicate Statement of Account ( First Page |
- |
Rs.100/- |
|
Additional Pages |
- |
Rs.10/- per page |
|
Balance certificate per instance |
Rs.50/- |
Rs.50/- |
5 |
Minimum Balance |
Saving Bank Account |
Current Account |
|
General |
Rs.1000/- |
Rs.3000/- |
|
Kishor Bachat |
Rs.250/- |
|
|
PMC Asha |
Rs. 500/- |
NIL |
|
Minimum balance for ATM transactions |
Rs.200/- |
Rs.3000/- |
|
Charges for Non Maintenance of Minimum Balance-MB |
Saving Bank Account |
Current Account |
|
Shortfall less than 50% of MAB |
Rs. 25/- + Tax |
Rs. 100/- + Tax |
|
Shortfall less than 75% of MAB |
Rs. 38/- + Tax |
|
|
Shortfall more than 75% of MAB |
Rs. 50/- + Tax |
|
6 |
Stop Payment Charges |
|
|
|
If balance equivalent to cheque amount is maintained |
Rs. 50/- per cheque, Multiple Cheques Max Rs. 1000/- |
|
|
If balance equivalent to cheque amount is not maintained |
|
|
|
Less than 1 Lakh |
Rs. 100/- |
|
|
Above 1 Lakh to 10 Lakh |
Rs. 500/- |
|
|
Above 10 Lakh to 50 Lakh |
Rs. 3000/- |
|
|
Above 50 Lakh |
Rs. 5000/- |
|
7 |
Account Closure Charges |
Saving Bank Account |
Current Account |
|
If account ( Current & Savings ) closed within one year |
Rs.75/- |
Rs.100/- |
|
If account closed after one year |
NIL |
NIL |
|
Service Tax extra |
|
|
8 |
Charges For Non withdrawal of intimated cash |
Rs. 100/- per Lakh |
|
9 |
Demand Draft Charges (HDFC / ICICI DD) |
|
|
|
Upto Rs. 10,000/- |
Rs. 50/- |
|
|
Above Rs. 10,000/- to Rs. 25,000/- |
Rs. 50/- |
|
|
Above Rs. 25,000/- to Rs. 1 Lakh |
Rs. 100/- |
|
|
Above Rs. 1 Lakh |
Rs. 1.50/- per Thousand (Max. Rs. 2500/-) |
|
(Charges exclusive of Taxes) |
10 |
DD cancellation charges |
|
|
|
HDFC / ICICI DD |
Rs. 25/- |
|
|
Nationalised Banks DD |
Rs. 100/- |
|
|
Note: Charges inclusive of taxes |
|
|
11 |
Payorder Charges |
|
|
|
Upto Rs.10,000/- |
Rs. 50/- |
|
|
Above Rs.10,000/- to Rs. 25,000/- |
Rs. 50/-
|
|
|
Above Rs. 25,000/- to Rs. 1 Lakh |
Rs. 100/-
|
|
|
Above Rs. 1 Lakh |
Rs. 1.50/- per Thousand (Max. Rs. 2500/-)
|
|
(Charges exclusive of Taxes) |
12 |
Payorder cancellation charges per instrument |
Rs. 25/- |
|
|
Note: Charges inclusive of taxes |
|
|
13 |
RTGS Outward Charges |
|
|
|
1 Lakh to 2 Lakh |
N.A. |
|
|
Above 2 Lakh to 5 Lakh |
Rs. 25/- + Taxes |
|
|
Above 5 Lakh |
Rs. 50/- + Taxes |
|
14 |
NEFT Outward Charges (Excl. ST and EC) |
|
|
|
|
|
|
|
Upto 10,000/- |
Rs. 2.50/- + Taxes |
|
|
Above 10,000/- to 1 Lakh |
Rs. 5.00/- + Taxes |
|
|
Above 1 Lakh to 2 Lakh |
Rs. 15.00/- + Taxes |
|
|
Above 2 Lakh |
Rs. 25.00/- + Taxes |
|
15 |
ECS Return Charges |
|
|
|
Upto 5,000/- |
Rs. 25/ |
|
|
Above 5,000/- |
Rs. 50/- |
|
16 |
Outstation Cheque Collection Charges |
|
|
a) |
MICR Cheque realization |
NIL |
|
|
Non MICR Cheque Realization ( Through Registered Ad ) |
Rs. 25/- |
|
|
Return Of Outstation Cheque |
Rs. 100/- |
|
b) |
IBC CHARGES |
Upto 10000 = Rs. 10/- |
|
|
|
Above 10000 = Rs. 1/- per 1000 |
|
|
|
REGISTERED AD CHARGES = Rs. 25/- |
|
17 |
SUBMISSION OF TAX CHALLANS CHARGES |
Upto 10000 = Rs. 10/- |
|
|
|
Above 10000 = Rs. 1/- per 1000 |
|
18 |
Inward Cheque Return Charges |
|
|
|
Upto 50,000/- |
Rs. 250/- + 18% p.a. |
|
|
Above 50,000/- to 1 Lakh |
Rs. 500/- + 18 % p.a. |
|
|
Above 1 Lakh to 5 Lakh |
Rs. 1250/- + 18% p.a. |
|
|
Above 5 Lakh to 10 Lakh |
Rs. 2500/- + 18% p.a. |
|
|
Above 10 Lakh |
Rs. 5000/- + 18% p.a. |
|
|
Service Tax extra |
|
|
19 |
Outward Cheque Return Charges |
|
|
|
Upto Rs. 10,000/- |
Rs. 50/- |
|
|
Above Rs.10,000/- to Rs.50000/- |
Rs. 100/- |
|
|
Above Rs.50,000/- to RS. 1 Lakh |
Rs. 200/- |
|
|
Above Rs. 1 Lakh |
Rs. 250/- |
|
|
Service Tax extra |
|
|
20 |
Locker Operation Charges |
|
|
|
(A) For General Account Holders |
|
|
|
Upto 25 operations per year |
Free of Charge |
|
|
Above 25 to 50 operations per year |
Rs. 20/- per operation |
|
|
Above 50 operations per year |
Rs. 50/- per operation |
|
|
(B) For High Networth Clients holding current accounts or group accounts |
|
|
|
Upto 25 operations per year, with AQB of Rs. 2 to 5 Lakh |
Free of Charge |
|
|
Above 25-50 operations per year, with AQB of Rs. 2 to 5 Lakh |
Rs. 10/- per operation |
|
|
Above 50 operations per year, with AQB of Rs. 2 to 5 Lakh |
Rs. 25/- per operation |
|
|
Unlimited Locker Operations free of charge for AQB of above Rs. 5 Lakh |
|
|
(C) For Lockers allotted to women customers & operated by them |
|
|
|
Upto 50 operations per year |
Free of Charge |
|
|
Above 50 to 75 operations per year |
Rs. 20/- per operation |
|
|
Above 75 operations per year |
Rs. 50/- per operation |
|
21 |
Personalized Cheque Book Charges(W.e.f. 01.04.2015) |
|
|
|
Type of Account |
FREE cheque Leaves Limit per year |
|
|
Savings Account |
30 Leaves |
|
|
PMC Asha Account |
30 Leaves |
|
|
Kishore Bachat Account |
30 Leaves |
|
|
Fleximoney Account |
30 Leaves |
|
|
BSBDA Small Account |
30 Leaves |
|
|
Current Accounts |
30 Leaves |
|
|
Fleximoney Current Accounts |
30 Leaves |
|
|
Overdraft/Cash Credit Account |
30 Leaves |
|
|
Double Decker Account |
30 Leaves |
|
|
AQB of Rs. 1 Lakh & above in Current Account |
No Charges upto 300 cheque leaves |
|
|
Charges for cheque leaves issued over and above free cheque leaves limit per year |
Rs. 3/- per cheque leaf |
|
23 |
Charges for issuance of No due Certificate |
NIL |
|
24 |
Signature Attestation charges |
Rs. 100/- |
|
25 |
Photo Attestation Charges |
Rs.100/- |
|
26 |
Address Confirmation Charges |
Rs.100/- |
|
27 |
Card issuance charges: |
|
Card Type |
Card Issuance Charges |
Annual Fees |
|
Rupay EMV Domestic Insta Card |
₹ 50 + Taxes |
₹ 100+ Taxes |
|
Rupay EMV Platinum International Card |
₹ 100+ Taxes |
₹ 100+ Taxes |
|
VISA Paywave-EMV International Gold Card |
₹ 250 + Taxes |
₹ 200+ Taxes |
|
VISA Paywave-EMV International Platinum Card |
₹ 300 + Taxes |
₹ 200+ Taxes |
|
VISA Business Debit Card |
₹ 500+ Taxes |
₹ 350 + Taxes |
|
28 |
The charges for Duplicate cards: |
|
Card Type |
Dupliacte Card Issuance Charges |
|
Rupay EMV Domestic Insta Card |
₹ 100+ Taxes |
|
Rupay EMV Platinum International Card |
₹ 100+ Taxes |
|
VISA Paywave-EMV International Gold Card |
₹ 250+ Taxes |
|
VISA Paywave-EMV International Platinum Card |
₹ 300+ Taxes |
|
VISA Business Debit Card |
₹ 500+ Taxes |
29 |
Transaction Decline Fee (w.e.f. 01/01/2019) |
Rs. 10/- + Taxes |
|
|
|
|
|
30 |
Charges for Cash withdrawals from ATM's
w.e.f. 1st November 2014 |
Metro Cities |
Non- Metro Cities |
|
A) For Saving Account Holders |
|
|
|
1. Cash withdrawn from PMC Bank's ATMs (Cash Withdrawal and Balance Enquiry transactions) |
NIL |
NIL |
|
2. Cash withdrawn from Other Bank's ATMs |
Upto 3 transactions (No charges) |
Upto 5 transactions (No charges) |
|
|
Above 3 transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) |
Above 5 transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) |
|
B) For Current & Overdrafts Accounts |
|
|
|
1. Cash withdrawn from PMC Bank's ATM |
Rs. 20/- (Financial) Rs. 10/- (Non Financial) |
Upto 10 transactions (No charges) |
|
|
Above 10 transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) |
Above 10 transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) |
|
2. Cash withdrawn from other Bank's ATM |
For all transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) |
For all transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) |
31 |
Franking Charges |
Rs. 10/- per document |
32 |
Information relating to Old records |
Rs. 100/- (more than 12 months old) |
33 |
Cash Handling Charges (Savings Bank, Current Account, Overdraft, Cash Credit and other borrowal accounts) W.E.F. 02/05/2017 |
|
Mode of Deposit of Cash |
Timing |
Charges |
|
Cash deposited (where denomination is not less than Rs. 50/-) across the counter |
After 1.00 p.m. |
Rs. 10/- per Rs. 10,000/- or part thereof |
|
Cash deposited (where denomination is less than Rs. 50/-) across the counter |
During the Day |
Rs. 10/- per bundle or part thereof. |
|
Coins deposited across the counter |
During the Day |
Rs. 10/- per 100 coins or part thereof |
|
Cash deposited (where denomination is not less than Rs. 50/-) across the counter |
Before 1.00 p.m. |
No charges |
|
Cash deposited (denomination of Rs. 50/- and above) in BNA |
During the Day |
No charges |
34 |
Type of Customer |
Type of A/c |
Under ABB Transaction Limit for Cash payment |
A/c Holder |
Third Party |
|
Individual |
Savings Bank Account in all its forms |
Rs. 50,000/- |
Rs.25,000/- |
Current Bank Account in all its forms |
Rs.1,00,000/- |
Rs.50,000/- |
|
Other than individuals |
Savinngs Bank / Current / OD / CC Accounts |
Rs.1,00,000/- |
Rs.50,000/- |
35 |
IMPS Charges: |
|
Transaction Amount |
Charges |
|
Rs. 0 - 50,000.00 |
Rs. 5.00 + GST |
|
Rs.50,001.00- 1,00,000.00 |
Rs. 10.00 + GST |
|
Above Rs. 1,00,001.00 |
Rs. 15.00 + GST |
Savings Deposit : First 10 transactions in a month are free.
Current/Overdraft/Cash Credits Accounts: This concession is not available. |