| Sr. No. |
Service |
Individual & Others |
No Header |
| 1 |
Ledger Folio Charges |
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Saving Account |
NIL |
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Current / OD / CC |
0.50 paise per folio, Min Rs. 50/- |
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GST extra |
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| 2 |
Withdrawal by cheque or otherwise exceeding 50 per half year ( Excluding system generated & alternate delivery channel of our Bank) |
Rs.2/- per withdrawal after the 50th transaction, subject to a maximum of Rs. 100/- |
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| 3 |
Issue of Duplicate Passbook Charges |
Rs. 100/- |
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| 4 |
Issue of Duplicate Account Statement Charges |
Saving Bank Account |
Current Account |
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Duplicate Statement of Account ( First Page |
- |
Rs.100/- |
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Additional Pages |
- |
Rs.10/- per page |
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Balance certificate per instance |
Rs.50/- |
Rs.50/- |
| 5 |
Minimum Balance |
Saving Bank Account |
Current Account |
| |
General |
Rs.1000/- |
Rs.3000/- |
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Kishor Bachat |
Rs.250/- |
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PMC Asha |
Rs. 500/- |
NIL |
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Minimum balance for ATM transactions |
Rs.200/- |
Rs.3000/- |
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Charges for Non Maintenance of Minimum Balance-MB |
Saving Bank Account |
Current Account |
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Shortfall less than 50% of MAB |
Rs. 25/- + Tax |
Rs. 100/- + Tax |
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Shortfall less than 75% of MAB |
Rs. 38/- + Tax |
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Shortfall more than 75% of MAB |
Rs. 50/- + Tax |
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| 6 |
Stop Payment Charges |
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If balance equivalent to cheque amount is maintained |
Rs. 50/- per cheque, Multiple Cheques Max Rs. 1000/- |
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If balance equivalent to cheque amount is not maintained |
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Less than 1 Lakh |
Rs. 100/- |
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Above 1 Lakh to 10 Lakh |
Rs. 500/- |
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Above 10 Lakh to 50 Lakh |
Rs. 3000/- |
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Above 50 Lakh |
Rs. 5000/- |
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| 7 |
Account Closure Charges |
Saving Bank Account |
Current Account |
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If account ( Current & Savings ) closed within one year |
Rs.75/- |
Rs.100/- |
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If account closed after one year |
NIL |
NIL |
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Service Tax extra |
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| 8 |
Charges For Non withdrawal of intimated cash |
Rs. 100/- per Lakh |
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| 9 |
Demand Draft Charges (HDFC / ICICI DD) |
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Upto Rs. 10,000/- |
Rs. 50/- |
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Above Rs. 10,000/- to Rs. 25,000/- |
Rs. 50/- |
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Above Rs. 25,000/- to Rs. 1 Lakh |
Rs. 100/- |
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Above Rs. 1 Lakh |
Rs. 1.50/- per Thousand (Max. Rs. 2500/-) |
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| (Charges exclusive of Taxes) |
| 10 |
DD cancellation charges |
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HDFC / ICICI DD |
Rs. 25/- |
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Nationalised Banks DD |
Rs. 100/- |
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Note: Charges inclusive of taxes |
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| 11 |
Payorder Charges |
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Upto Rs.10,000/- |
Rs. 50/- |
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Above Rs.10,000/- to Rs. 25,000/- |
Rs. 50/-
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Above Rs. 25,000/- to Rs. 1 Lakh |
Rs. 100/-
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Above Rs. 1 Lakh |
Rs. 1.50/- per Thousand (Max. Rs. 2500/-)
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| (Charges exclusive of Taxes) |
| 12 |
Payorder cancellation charges per instrument |
Rs. 25/- |
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Note: Charges inclusive of taxes |
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| 13 |
RTGS Outward Charges |
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1 Lakh to 2 Lakh |
N.A. |
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Above 2 Lakh to 5 Lakh |
Rs. 25/- + Taxes |
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Above 5 Lakh |
Rs. 50/- + Taxes |
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| 14 |
NEFT Outward Charges (Excl. ST and EC) |
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Upto 10,000/- |
Rs. 2.50/- + Taxes |
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Above 10,000/- to 1 Lakh |
Rs. 5.00/- + Taxes |
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Above 1 Lakh to 2 Lakh |
Rs. 15.00/- + Taxes |
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Above 2 Lakh |
Rs. 25.00/- + Taxes |
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| 15 |
ECS Return Charges |
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Upto 5,000/- |
Rs. 25/ |
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Above 5,000/- |
Rs. 50/- |
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| 16 |
Outstation Cheque Collection Charges |
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| a) |
MICR Cheque realization |
NIL |
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Non MICR Cheque Realization ( Through Registered Ad ) |
Rs. 25/- |
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Return Of Outstation Cheque |
Rs. 100/- |
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| b) |
IBC CHARGES |
Upto 10000 = Rs. 10/- |
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Above 10000 = Rs. 1/- per 1000 |
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REGISTERED AD CHARGES = Rs. 25/- |
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| 17 |
SUBMISSION OF TAX CHALLANS CHARGES |
Upto 10000 = Rs. 10/- |
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Above 10000 = Rs. 1/- per 1000 |
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| 18 |
Inward Cheque Return Charges |
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Upto 50,000/- |
Rs. 250/- + 18% p.a. |
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Above 50,000/- to 1 Lakh |
Rs. 500/- + 18 % p.a. |
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Above 1 Lakh to 5 Lakh |
Rs. 1250/- + 18% p.a. |
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Above 5 Lakh to 10 Lakh |
Rs. 2500/- + 18% p.a. |
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Above 10 Lakh |
Rs. 5000/- + 18% p.a. |
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Service Tax extra |
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| 19 |
Outward Cheque Return Charges |
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Upto Rs. 10,000/- |
Rs. 50/- |
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Above Rs.10,000/- to Rs.50000/- |
Rs. 100/- |
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Above Rs.50,000/- to RS. 1 Lakh |
Rs. 200/- |
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Above Rs. 1 Lakh |
Rs. 250/- |
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Service Tax extra |
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| 20 |
Locker Operation Charges |
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(A) For General Account Holders |
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Upto 25 operations per year |
Free of Charge |
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Above 25 to 50 operations per year |
Rs. 20/- per operation |
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Above 50 operations per year |
Rs. 50/- per operation |
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(B) For High Networth Clients holding current accounts or group accounts |
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Upto 25 operations per year, with AQB of Rs. 2 to 5 Lakh |
Free of Charge |
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Above 25-50 operations per year, with AQB of Rs. 2 to 5 Lakh |
Rs. 10/- per operation |
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Above 50 operations per year, with AQB of Rs. 2 to 5 Lakh |
Rs. 25/- per operation |
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Unlimited Locker Operations free of charge for AQB of above Rs. 5 Lakh |
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(C) For Lockers allotted to women customers & operated by them |
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Upto 50 operations per year |
Free of Charge |
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Above 50 to 75 operations per year |
Rs. 20/- per operation |
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Above 75 operations per year |
Rs. 50/- per operation |
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| 21 |
Personalized Cheque Book Charges(W.e.f. 01.04.2015) |
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Type of Account |
FREE cheque Leaves Limit per year |
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Savings Account |
30 Leaves |
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PMC Asha Account |
30 Leaves |
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Kishore Bachat Account |
30 Leaves |
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Fleximoney Account |
30 Leaves |
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BSBDA Small Account |
30 Leaves |
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Current Accounts |
30 Leaves |
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Fleximoney Current Accounts |
30 Leaves |
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Overdraft/Cash Credit Account |
30 Leaves |
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Double Decker Account |
30 Leaves |
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AQB of Rs. 1 Lakh & above in Current Account |
No Charges upto 300 cheque leaves |
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Charges for cheque leaves issued over and above free cheque leaves limit per year |
Rs. 3/- per cheque leaf |
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| 23 |
Charges for issuance of No due Certificate |
NIL |
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| 24 |
Signature Attestation charges |
Rs. 100/- |
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| 25 |
Photo Attestation Charges |
Rs.100/- |
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| 26 |
Address Confirmation Charges |
Rs.100/- |
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| 27 |
Card issuance charges: |
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Card Type |
Card Issuance Charges |
Annual Fees |
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Rupay EMV Domestic Insta Card |
₹ 50 + Taxes |
₹ 100+ Taxes |
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Rupay EMV Platinum International Card |
₹ 100+ Taxes |
₹ 100+ Taxes |
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VISA Paywave-EMV International Gold Card |
₹ 250 + Taxes |
₹ 200+ Taxes |
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VISA Paywave-EMV International Platinum Card |
₹ 300 + Taxes |
₹ 200+ Taxes |
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VISA Business Debit Card |
₹ 500+ Taxes |
₹ 350 + Taxes |
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| 28 |
The charges for Duplicate cards: |
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Card Type |
Dupliacte Card Issuance Charges |
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Rupay EMV Domestic Insta Card |
₹ 100+ Taxes |
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Rupay EMV Platinum International Card |
₹ 100+ Taxes |
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VISA Paywave-EMV International Gold Card |
₹ 250+ Taxes |
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VISA Paywave-EMV International Platinum Card |
₹ 300+ Taxes |
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VISA Business Debit Card |
₹ 500+ Taxes |
| 29 |
Transaction Decline Fee (w.e.f. 01/01/2019) |
Rs. 10/- + Taxes |
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| 30 |
Charges for Cash withdrawals from ATM's
w.e.f. 1st November 2014 |
Metro Cities |
Non- Metro Cities |
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A) For Saving Account Holders |
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1. Cash withdrawn from PMC Bank's ATMs (Cash Withdrawal and Balance Enquiry transactions) |
NIL |
NIL |
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2. Cash withdrawn from Other Bank's ATMs |
Upto 3 transactions (No charges) |
Upto 5 transactions (No charges) |
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Above 3 transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) |
Above 5 transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) |
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B) For Current & Overdrafts Accounts |
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1. Cash withdrawn from PMC Bank's ATM |
Rs. 20/- (Financial) Rs. 10/- (Non Financial) |
Upto 10 transactions (No charges) |
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Above 10 transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) |
Above 10 transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) |
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2. Cash withdrawn from other Bank's ATM |
For all transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) |
For all transactions (Rs. 20/- for financial & Rs. 10/- for non- financial transactions) |
| 31 |
Franking Charges |
Rs. 10/- per document |
| 32 |
Information relating to Old records |
Rs. 100/- (more than 12 months old) |
| 33 |
Cash Handling Charges (Savings Bank, Current Account, Overdraft, Cash Credit and other borrowal accounts) W.E.F. 02/05/2017 |
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Mode of Deposit of Cash |
Timing |
Charges |
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Cash deposited (where denomination is not less than Rs. 50/-) across the counter |
After 1.00 p.m. |
Rs. 10/- per Rs. 10,000/- or part thereof |
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Cash deposited (where denomination is less than Rs. 50/-) across the counter |
During the Day |
Rs. 10/- per bundle or part thereof. |
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Coins deposited across the counter |
During the Day |
Rs. 10/- per 100 coins or part thereof |
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Cash deposited (where denomination is not less than Rs. 50/-) across the counter |
Before 1.00 p.m. |
No charges |
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Cash deposited (denomination of Rs. 50/- and above) in BNA |
During the Day |
No charges |
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Cash Handling Charges (Sapphire Saving Bank Account) : |
| |
Particulars |
Charges |
| |
Free Limit for Sapphire Savings Bank Account |
upto 10 times of MAB during the month. |
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Cash Handling Charges |
Rs.10/- per Rs. 10,000/- or part thereof.(Charges will be levied on the amount of cash deposited over and above the free limit. Taxes will be charged extra) |
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If coins are deposited (irrespective of MAB) |
No charges |
| 34 |
Type of Customer |
Type of A/c |
Under ABB Transaction Limit for Cash payment |
| A/c Holder |
Third Party |
| |
Individual |
Savings Bank Account in all its forms |
Rs. 50,000/- |
Rs.25,000/- |
| Current Bank Account in all its forms |
Rs.1,00,000/- |
Rs.50,000/- |
| |
Other than individuals |
Savinngs Bank / Current / OD / CC Accounts |
Rs.1,00,000/- |
Rs.50,000/- |
| 35 |
IMPS Charges: |
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Transaction Amount |
Charges Per Occasion* |
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Rs. 0 - 50,000.00 |
Rs. 5.00 + GST |
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Rs.50,001.00- 1,00,000.00 |
Rs. 10.00 + GST |
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Above Rs. 1,00,001.00 |
Rs. 15.00 + GST |
*Savings Product : First 10 transactions in a month are free.
Current/Overdraft/Cash Credits Products : This concession is not available.Charges shall be applicable per occasion. |