drop image drop image drop image drop image
You are here  » Personal Banking »  Saving Deposit Scheme
Skip Navigation Links.
Deposits
Sapphire Current Account
Sapphire Current Account  

Who can open an account?

  1. Sole Proprietary firm
  2. Partnership firm
  3. Hindu undivided family
  4. Private limited companies
  5. Public limited companies
  6. Non-governmental organisations
  7. Public corporations
  8. Credit Societies
  9. Government/ Semi- government bodies/ departments

(Note-No current account shall be opened in the name of minor)


Initial deposit

  • Rs.500000/-

Statement of account

  • E-statement on registered Email Id

Benefits

  1. Free Business Debit card with enhanced daily purchase limit of Rs.3 lakh and Daily ATM cash withdrawal limit upto Rs.75,000/- in a day
  2. Free Personalised cheque book of 150 leaves in a financial year
  3. Free SMS banking
  4. Free Internet banking
  5. E-Statement facility
  6. Free Mobile Banking
  7. Free unlimited Demand Drafts and Pay orders
  8. RTGS/ NEFT Facility
  9. Premium loyalty points on spends and special occasions.
  10. ATM transactions, financial and non-financial at non PMC Bank ATM (Metro or non Metro) are free to the extent of 15 transactions per month. ?
  11. Free monthly Cash deposits limits upto 15 times of the Monthly Average Balance maintained.
  12. Dedicated Relationship Manager.
  13. Processing fees in respect of Car Loan, Vehicle Loan, Term Loan not exceeding Rs.10 lakh will be waived to the extent of 50%, if the Current account holder maintains daily balance of Rs.5 lakh and above over a period of 6 months.

Minimum Balance Requirement

  • If minimum balance is not maintained in the account, minimum balance charges are charged at the rates as in force

General

  1. Bank reserves the right to close any account, if cheque drawn are returned unpaid frequently for want of funds or the account is considered as irregular/ non-satisfactory
  2. Account not in operation for more than two years will be treated as inoperative/ dormant account bank reserves the right to alter, amend and rescind the rules from time to time.
Safe Banking Tips
Internet Banking Login lock
INTERNET BANKING DEMO
Rupay Credit Card Login
Online Visa Bill Pay
Offers & Cashback
  calc CALCULATOR
  rupee PMC BILL PAY
 
connect us at
©  Punjab & Maharashtra Co-operative Bank Limited.
chic logo