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Home loan:

Purpose

  1. Purchase of residential accommodation like flats, bungalows, row houses, etc.
  2. Construction of flat / house, bungalows, etc.
  3. Addition / alteration to the existing residential accommodation.

Loan amount

Maximum upto Rs.70 Lakh per beneficiary of a dwelling unit.

Eligibility amount lowest of the following:  

Amount as per eligibility

Period

Maximum 20 years

Margin :

20%*
 
Rate Of Interest

Please Contact Your Nearest Branch.

Pre-payment Charges

  1. For Housling Loan at FLOATING Rate of Interest
    No Pre-payment Penalty on Foreclosure
  2. For Housing Loan at FIXED rate of interest
    1. For Foreclosure through own sources: -No pre –payment Penalty.
    2. For Foreclosure through takeover:- Pre-payment Penalty @2% of outstanding Loan amount if prepaid within 2 years of disbursement

Guarantee

Co-Applicant or co-owners can stand as Guarantor.


*Conditions apply

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