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Loan / Limits to SME

Type Loan / Limit  :

Fund Based – Cash Credit / Term Loan

Non Fund Based – BG’s / LC’s / FLC’s

Forex : Packing Credit/ Post Shipment remittances / Buyer Credit

Eligibility :

Existing and New Units of Industries

Loan amount

As per Exposure norms of the Bank

Period of loan

Loans : Maximum period is 84 months. It should be paid in EMI.

CC : 12 Months

Rate of interest

Linked to Bank Prime Lending Rate and based on rating.


Stock / Book Debts / Immovable properties / Plant and  machinery & equipment’s etc. Guarantee

Loan/ Limits will be granted at the Banks discretion. 

*Conditions apply

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