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PAYMENT OPTIONS

All payments are to be made in Indian Rupees only. The Cardholder can avail the benefits of following modes of effecting payment to the bank.

AUTO DEBIT (standing instruction)

  • In case the Cardholder has a Punjab and Maharashtra Co-operative Bank Limited (PMC BANK) Account, he can opt for a Standing Instruction facility wherein funds can be automatically transferred from the Cardholder account to the Cardholder Credit Card Account on due date.

  • TAT for Clearance – T+1 working day

CASH

  • Customer can also make payment through cash deposit at any of our bank branches
  • Cardholder has to quote 16 digit card account number as beneficiary account number on the cash deposit slip.

  • TAT for Clearance – T+1 working day

Other Bank Cheque

  • Cheque/draft favouring “Punjab and Maharashtra Co-op Bank Limited” can be deposited at any of our branch network.
  • You are advised to deposit cheques at least 4 working days prior to the payment due date to ensure timely credit to your card account and avoid levy of fees and charges.
  • Requested to write cardholders name, 16 digit credit card number and mobile number on the reverse of the cheque.
  • Customers are requested not to deposit “post dated cheque” as the Bank at its sole discretion may reject all the post dated cheques.

  • TAT for Clearance of other Bank Cheque - T+3 working days based on realisation

NEFT

  • Customer can also make payment through NEFT fund transfer mode from other bank account by entering below said details:

    Beneficiary Name: Punjab and Maharashtra Co-op Bank Ltd.

    Beneficiary Account Number: 00600380001827

    Beneficiary IFSC Code: HDFC0000060

    Remarks: 16 digit credit card number

    Note: Ensure to mail the Customer ID, Cardholders Name and UTR Number/Ref no. to cards.customercare@pmcbank.com

  • TAT for Clearance – T+1 working day
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