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All payments are to be made in Indian Rupees only. The Cardholder can avail the benefits of following modes of effecting payment to the bank.

AUTO DEBIT (standing instruction)

  • In case the Cardholder has a Punjab and Maharashtra Co-operative Bank Limited (PMC BANK) Account, he can opt for a Standing Instruction facility wherein funds can be automatically transferred from the Cardholder account to the Cardholder Credit Card Account on due date.

  • TAT for Clearance – T+1 working day


  • Customer can also make payment through cash deposit at any of our bank branches
  • Cardholder has to quote 16 digit card account number as beneficiary account number on the cash deposit slip.

  • TAT for Clearance – T+1 working day

Other Bank Cheque

  • Cheque/draft favouring “Punjab and Maharashtra Co-op Bank Limited” can be deposited at any of our branch network.
  • You are advised to deposit cheques at least 4 working days prior to the payment due date to ensure timely credit to your card account and avoid levy of fees and charges.
  • Requested to write cardholders name, 16 digit credit card number and mobile number on the reverse of the cheque.
  • Customers are requested not to deposit “post dated cheque” as the Bank at its sole discretion may reject all the post dated cheques.

  • TAT for Clearance of other Bank Cheque - T+3 working days based on realisation


  • Customer can also make payment through NEFT fund transfer mode from other bank account by entering below said details:

    Beneficiary Name: Punjab and Maharashtra Co-op Bank Ltd.

    Beneficiary Account Number: 00600380001827

    Beneficiary IFSC Code: HDFC0000060

    Remarks: 16 digit credit card number

    Note: Ensure to mail the Customer ID, Cardholders Name and UTR Number/Ref no. to cards.customercare@pmcbank.com

  • TAT for Clearance – T+1 working day
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