• Uninterrupted service in all our branches.
  
• Bank remains open all the seven days. (Carnac Bunder & Fort Branch closed on Sunday)
  
• Operation of Self-service counters at Branches by Customers to access details of
  their account.
  
• Tokenless banking facilitating the cash withdrawals of any amount just across the counter.
  
• Tele-banking service operation to access details of accounts on phone.
  
• We are the first in the co-operative sector to introduce products like "Double Decker", "Fleximoney Deposit" and "Bal Bhavishya Yojna".
  
• We are the first Bank to introduce Holiday banking (Open on all Bank Holidays except National Holidays)
  
• Separate Customer Relation staff have been posted at branches to help customers with regard to various bank products and various non-banking products.
  
• Specials Counter for Senior Citizens at selected branches only.
  
• 50% waiver to Senior citizens on Annual Maintenance charges in Demat Accounts.
  
• All 18 ATM's are interconnected.
  
• No charges for issue of ATM cards.
  
• Dematerialisation of Shares Services.
  
• ECS Services for Credit of monthly / quarterly interest on Fixed Deposits.
  
• Dealing in Foreign Currency Notes, Coins and Travellers Cheques, under Unified Full-fledged Money Charger's License granted by RBI.
  
• BSES Bill payment counters at Eleven Branches.
  
• Non- resident (NRE) accounts at most of our branches.
  
• Housing Loan Schemes, Vehicle Loans, Customer Loan / Article Loan, Loan Against Shares, Education Loans, All types of Business Loans, Gold Loan, Term Loan for Plant & Machinery, Working Capital Limits, Bank Guarantees, Letter of Credit (Inland)
  
• Utility Bill payments available at all our Branches.
  
• Charitable Institutions & Senior Citizens are given 100% discount on the charges of preparing Pay-Order. Students preparing Pay-Order in the name of an Institution or University conducting their exams are given 100% discount on the charges for Pay-Order amount not exceeding Rs. 500/-.
  
• Customers having an account with our bank for a minimum period of 12 months, are given 50% discount on the existing charges of preparing pay orders.
  
• Any Branch Banking (ABB) for customers having the accounts with all branches and extension counters.
  
• Facility for franking of all types of documents at our 7 branches viz. Andheri, Bandra, Bhandup, Chembur, Oshiwara, Sion and Vashi.
  
• AMFI Registered Mutual Fund Advisor under Registration no. ARN-35142 for all types of Mutual Funds Invetments.
  
• SMS banking facility available for accessing the bank account on the mobile phone, anywhere and anytime 24 x 7.
  
• Safe Deposit Locker facility available at selected branches.
  
• Broker Advisory services available at Sion branch, Bhandup branch and Andheri (East) branch.
  
• Life & Non-Life Insurance products available.
  

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