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Services Charges

Various charges applicable w.e.f. 01/06/2011:
Sr. No. Service Individual & Others No Header
1 Ledger Folio Charges    
  Saving Account NIL  
  Current / OD / CC 0.25 paise per folio, Min Rs. 25/-  
  Service Tax extra    
2 Issue of Duplicate Passbook Charges    
  Upto 3 Months Rs. 50/-  
  Above 3 Months Rs. 10/- per folio  
3 Issue of Duplicate Account Statement Charges    
  Duplicate Statement of Account ( First Stage Rs. 30/-  
  Additional Pages Rs. 5/- per page  
4 Minimum Quarterly Balance in CA/SB A/cs and charges for non-maintenance    
  Type of Account Minimum Balance Charges
  Current Account Rs.3000/- Rs. 150/-
  Savings Account (With Cheque Book facility) Rs. 500/- Rs. 150/
  Savings Account (With out Cheque Book facility) Rs. 250/- Rs. 150/-
5 Stop Payment Charges    
  If balance equivalent to cheque amount is maintained Rs. 50/- per cheque, Multiple Cheques Max Rs. 1000/-  
  If balance equivalent to cheque amount is not maintained    
  Less than 1 Lakh Rs. 100/-  
  Above 1 Lakh to 10 Lakh Rs. 500/-  
  Above 10 Lakh to 50 Lakh Rs. 3000/-  
  Above 50 Lakh Rs. 5000/-  
6 Account Closure Charges    
  If account ( Current & Savings ) closed within one year Rs. 50/-  
  Account Closed After One Year NIL  
  Service Tax extra    
7 Charges For Non withdrawal of intimated cash Rs. 100/- per Lakh  
8 Demand Draft Charges (HDFC / ICICI DD)    
  Upto 10,000/- Rs. 10/-  
  Above 10,000/- Re. 1/- per 1000  
       
9 DD cancellation charges    
  HDFC / ICICI DD Rs. 25/-  
  Nationalised Banks DD Rs. 100/-  
  Service Tax extra    
10 Payorder Charges    
  Upto 10,000/- Rs. 25/-  
  Above 10,000/- to 25,000/- Rs. 35/-  
  Above 25,000/- to 50,000/- Rs. 50/-  
  Above 50,000/- to 1 Lakh Rs. 100/-  
  Above 1 Lakh to 2 Lakh Rs. 125/-  
  Above 2 Lakh to 3 Lakh Rs. 175/-  
  Above 3 Lakh to 4 Lakh Rs. 225/-  
  Above 4 Lakh to 5 Lakh Rs. 300/-  
  Above 5 Lakh to 10 Lakh Rs. 500/-  
  Above 10 Lakh Rs. 750/-  
  NOTE :-    
  1. 50% discount on charges for operative accounts with the Bank for a minimum period of 1 year    
  2. Charitable Institutions and Senior Citizen account holders be issued Pay Orders ‘Free of Cost’    
  3. Students requesting for Pay orders in the name of the Institutions, university conducting their exams amounting less than Rs.500/- will be issued Pay Orders ‘Free of cost’    
  Note: Charges inclusive of taxes    
11 Payorder cancellation charges per instrument Rs. 10/-  
  Note: Charges inclusive of taxes    
12 RTGS Outward Charges    
  1 Lakh to 2 Lakh N.A.  
  Above 2 Lakh to 5 Lakh Rs. 25/-  
  Above 5 Lakh Rs. 50/-  
13 NEFT Outward Charges (Excl. ST and EC)    
       
  Upto 10,000/- Rs. 2.50/-  
  Above 10,000/- to 1 Lakh Rs. 5.00/-  
  Above 1 Lakh to 2 Lakh Rs. 15.00/-  
  Above 2 Lakh Rs. 25.00/-  
14 ECS Return Charges    
  Upto 5,000/- Rs. 10/  
  Above 5,000/- Rs. 50/-  
15 Outstation Cheque Collection Charges    
a) MICR Cheque realization NIL  
  Non MICR Cheque Realization ( Through Registered Ad ) Rs. 25/-  
  Return Of Outstation Cheque Rs. 100/-  
b) IBC CHARGES Upto 10000 = Rs. 10/-  
    Above 10000 = Rs. 1/- per 1000  
    REGISTERED AD CHARGES = Rs. 25/-  
16 SUBMISSION OF TAX CHALLANS CHARGES Upto 10000 = Rs. 10/-  
    Above 10000 = Rs. 1/- per 1000  
17 Inward Cheque Return Charges    
  Upto 50,000/- Rs. 250/- + 18% p.a.  
  Above 50,000/- to 1 Lakh Rs. 500/- + 18 % p.a.  
  Above 1 Lakh to 5 Lakh Rs. 1250/- + 18% p.a.  
  Above 5 Lakh to 10 Lakh Rs. 2500/- + 18% p.a.  
  Above 10 Lakh Rs. 5000/- + 18% p.a.  
  Service Tax extra    
18 Outward Cheque Return Charges    
  Upto 50,000/- Rs. 100/-  
  Above 50,000/- to 1 Lakh Rs. 200/-  
  Above 1 Lakh to 5 Lakh Rs. 250/-  
  Above 5 Lakh to 10 Lakh Rs. 250/-  
  Above 10 Lakh Rs. 250/-  
  Service Tax extra    
19 CHARGES FOR EXCESS DEBIT ENTRIES IN SB A/C NIL  
20 Locker Operation Charges    
  (A) For General Account Holders    
  Upto 25 operations per year Free of Charge  
  Above 25 to 50 operations per year Rs. 20/- per operation  
  Above 50 operations per year Rs. 50/- per operation  
  (B) For High Networth Clients holding current accounts or group accounts    
  Upto 25 operations per year, with AQB of Rs. 2 to 5 Lakh Free of Charge  
  Above 25-50 operations per year, with AQB of Rs. 2 to 5 Lakh Rs. 10/- per operation  
  Above 50 operations per year, with AQB of Rs. 2 to 5 Lakh Rs. 25/- per operation  
  Unlimited Locker Operations free of charge for AQB of above Rs. 5 Lakh  
  (C) For Lockers allotted to women customers & operated by them    
  Upto 50 operations per year Free of Charge  
  Above 50 to 75 operations per year Rs. 20/- per operation  
  Above 75 operations per year Rs. 50/- per operation  
21 Personalized Cheque Book Charges    
  Type of Account FREE cheque Leaves Limit per year  
  Savings Account 60 Leaves  
  Small Savings Account 30 Leaves  
  Current Account 60 Leaves  
  Small Business Current Account 60 Leaves  
  Fleximoney Account 60 Leaves  
  Overdraft / Cash Credit / Double Deckar A/c 30 Leaves  
  AQB of Rs. 50,000/- & above in Saving Account No Charges  
  AQB of Rs. 1 Lakh & above in Current Account No Charges  
  Charges for cheque leaves issued over and above free cheque leaves limit per year Rs. 2/- per cheque leaf  
22 Issue of Loose Cheque (For Current accounts)    
23 Charges for issuance of No due Certificate NIL  
24 Signature Attestation charges Rs. 25/-  
25 Photo Attestation Charges Rs. 25/-  
26 Duplicate ATM Card If applied for new ATM card within 6 months = Rs. 100/-  
27 Duplicate ATM PIN NIL  
28 Charges for Cash withdrawals from ATM's    
  A) Cash withdrawn from PMC Bank's ATMs    
  Cash Withdrawal and Balance Enquiry transactions NIL  
  B) Cash withdrawn from Other Bank's ATMs    
  For SB Account Holders :-    
  Upto 5 transactions Free of Charge (Financial or Non Financial)  
  Above 5 transactions Rs. 20/- per transaction  
  For CA/CC/ OD Account Holders :-    
  For every withdrawals Rs. 20/- (Financial or Non Financial)  
29 Franking Charges Rs. 10/- per document  
30 Information relating to Old records Rs. 100/- (more than 12 months old)  
31 Cash Handling Charges    
  A) In case of Savings Accounts:
  Cash deposited per month Charges  
  Upto Rs. 3,00,000/- No Charges  
  Rs. 3,00,001/- & above Rs. 10/- per Rs. 10,000/- or part thereof  
       
  B) In case of Current Accounts :    
  Cash deposited per month Charges  
  Upto Rs. 5,00,000/- No Charges  
  Rs. 5,00,001 & above Rs. 10/- per Rs. 10,000/- or part thereof  
32 Limit for cash payments under ABB transactions    
  Nature of Account To the Account Holder To the Third Party
  Individual Rs. 50,000/- Rs. 25,000/-
  Firm Rs. 1,00,000/- Rs. 50,000/-

Demat tariff card:

Sr. No. Service Individual & Others
1 Account Opening NIL
2 Annual Maintenance Charges (A.M.C.) For Individual - Rs. 400 For Corporate - Rs. 1,000
3 Custody Charges NIL
4 TRANSACTION CHARGES  
  a) Market / Off Market / Inter-Depository Purchases NIL
  b) Market / Off Market / Inter-Depository Sale 0.04% of market value with a minimum of Rs. 15
5 Speedy Users  
  a) DP Client Agreement (one time) Rs. 100
  b) Smart Card User (A.M.C.) Rs. 50 p.a. plus Rs. 125 NSDL charges per quarter
  c) Password User (A.M.C.) Rs. 100 p.a. plus Rs. 125 NSDL charges per quarter
  d) Market / Off Market / Inter-Depository Sale 0.04% of market value with a minimum of Rs. 12
  e) Resetting of Password (Idea / Speedy) Rs. 50 per request
  f) E token charges for smart card At the actual
  g) Request for Delivery instruction booklet (In case speed e-client who have subscribed for smart card) Rs. 20 per book
     
6 Dematerialisation Rs. 3 per certificate, minumum Rs. 25 per request plus postal / courier charges of Rs. 25
7 Rematerialisation Rs. 25 per certificate plus postal / courier charges of Rs. 25
     
8 Pledge  
  a) Creation / Confirmation 0.03% of market value with a minimum of Rs. 50 per transaction
  b) Closure / Invocation 0.03% of market value with a minimum of Rs. 50 per transaction
9 Freezing / Unfreezing Rs. 50 per transaction
10 Failed Transaction Rs. 50 per transaction
11 Late transaction charges Rs. 30 per transaction
12 Additional statement Rs. 5 per page
13 Account closing NIL
14 Ideas Subscribers Rs. 50 p.a.
15 Statements  
  a) Via email without customization NIL
  b) Via email but requires customization as per customer request customer request Rs. 100 per statement
  c) Via post or courier without any customization Rs. 15 per page (subject to a min. of Rs. 100)
  d) Via post or courier but requires customization as per customer request Rs. 100 and Rs. 15 per page (subject to a min. of Rs. 200)
  Apart from the above charges if the customer wants the statement to be delivered at his address, in addition to the above charges, delivery charges of Rs. 50 + actual conveyance charges, if any, will be levied.  
 
In case of Senior ctitizen, 50% of AMC is waived.
In addition to the above, the client may askf or a specific statement which had to be customized and supplied to him. A lot of manpower and energy is requried to be sent, is has been decided to levy charges for the statement. The charges will be as under:
 
Sr. No. Description of the statement Charges
1 Any statement which does not require any customisation and the statement is required to be sent by e-mail. NIL
2 Any statement which requires customisation and the statement is required to be sent by e-mail. Rs. 100 per statement
3 Any statement which does not require any customisation but the statement is required to be sent by post or courier Rs. 15 per page (subject to a minimum of Rs. 100)
4 Any statement which requires customisation and the statement is required to be sent by post or courier. Rs. 100 per statement and Rs. 15 per page (subject to a minimum of Rs. 200)
 
If the client wants the statement to be delivered at his address, in addition to the above charges, delivery charges of Rs. 50 + actual conveyance charges, if any, will be levied. All other charges will remain the same.
 

 

 
 
 
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