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Last updated on : 3/10/2010

A small decision of investing in
BAL BHAVISHYA YOJNA
today can mean a great future for your child's tomorrow.

  • Lumpsum one time Deposit till the child's maturity.
  • To turn your child into a Lakhpati.
  • Lumpsum one time Deposit with money back option.
  • Yearly deposit till the child's maturity.


BAL BHAVISHYA YOJNA SCHEME

Bal Bhavishya Yojna a long term tailor-made deposit scheme having four attractive alternatives.

  • Lumpsum scheme - one time deposit of Rs.500/-or multiples there of,on the first Birthday or subsequent years.
    (The table below explains the growth of your Investment.)

Age of the Child (Yrs.)
Period of Maturity (Yrs.)
Maturity Amount (in Rs.)
Interest Rate(p.a.)
1 day
18
2081/-
8.00%
1
17
1922/-
8.00%
2
16
1776/-
8.00%
3
15
1641/-
8.00%
4
14
1516/-
8.00%
5
13
1400/-
8.00%
6
12
1294/-
8.00%
7
11
1195/-
8.00%
  • Lakhpati Scheme - Receive Rs. 1 Lac on maturity on depositing the lumpsum amount as mentioned below.

Age of the Child (Yrs.)
Period of Maturity (Yrs.)
Principal Amount (in Rs.)
Interest Rate(p.a.)
1 day
18
24032/-
8.00%
1
17
26013/-
8.00%
2
16
28158/-
8.00%
3
15
30479/-
8.00%
4
14
32991/-
8.00%
5
13
35710/-
8.00%
6
12
38654/-
8.00%
7
11
41840/-
8.00%
  • Money Back Scheme - One time deposit of Rs. 10000/- and earn back yearly installments of Rs. 1,500/- after 5 yrs till the child becomes a major & a lumpsum amount on maturity.

Age of the Child (Yrs.)
No. of Yearly Instalments
Maturity Amount (in Rs.)
Interest Rate(p.a.)
1 day
13
6142/-
8.00%
1
12
7173/-
8.00%
2
11
8126/-
8.00%
3
10
9006/-
8.00%
4
9
9821/-
8.00%
5
8
10574/-
8.00%
6
7
11269/-
8.00%
7
6
11912/-
8.00%

  • Annual Recurring Scheme - Deposit Rs. 1,000/- every year i.e. Recurring Investment till the child attains 18 years.

Age of the Child (Yrs.)
Period of Maturity (Yrs.)
Maturity Amount* (in Rs.)
Interest Rate(p.a.)
1 day
18
41509/-
8.00%
1
17
37348/-
8.00%
2
16
33504/-
8.00%
3
15
29952/-
8.00%
4
14
26671/-
8.00%
5
13
23640/-
8.00%
6
12
20840/-
8.00%
7
11
18253/-
8.00%

* Maturity is calculated assuming the yearly installments are paid regularly.

 

  • Monthly Recurring Scheme - Deposit Rs. 1,000/- every year i.e. Recurring Investment till the child attains 18 years.

Age of the Child (Yrs.)
Period of Maturity (Yrs.)
Maturity Amount* (in Rs.)
Interest Rate(p.a.)
1 day
18
480480/-
8%
1
17
432314/-
8%
2
16
387816/-
8%
3
15
346706/-
8%
4
14
308728/-
8%
5
13
273642/-
8%
6
12
241228/-
8%
7
11
211282/-
8%

* Maturity is calculated assuming the yearly installments are paid regularly.

 
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